Stop manually creating cards like it’s 2010.

If you’re running a business that needs multiple virtual cards, you need automation.

PIKABAO’s API lets you create, manage, and fund virtual cards programmatically.

This is how you scale.

Why You Need This API

Here’s the reality.

Manual Card Creation Doesn’t Scale

You’re growing. You need 50 cards for different campaigns.

Logging into a dashboard and clicking buttons one by one? That’s a waste of time.

Your App Needs Virtual Cards Built In

Building a SaaS tool? An ad platform? A payment gateway?

Your users need virtual cards without leaving your interface.

PIKABAO’s API makes that possible.

Automation Saves Money

Time is money. Developer time is expensive money.

One API integration beats hiring someone to manually manage cards.

What PIKABAO’s API Actually Does

Cut through the technical jargon.

Here’s what you can do:

• Create cards instantly – Generate new virtual cards on demand
• Check balances – Query card balances in real-time
• Fund cards automatically – Top up cards programmatically
• List all cards – Get all card details for your account
• Manage card lifecycle – Activate, freeze, or cancel cards via code
• Transaction monitoring – Track spending and transaction history

All through simple REST API calls.

No complex SDKs. No bloated libraries. Just HTTP requests that work.

Technical Specifications (The Important Stuff)

Base API Endpoint

http://api.vcc.agency

Simple. Clean. No version chaos.

Authentication Method

PIKABAO uses signature-based authentication.

More secure than basic API keys. Harder to intercept.

Here’s how it works:

1. Collect all your request parameters
2. Sort them alphabetically by key name
3. Create a query string (key1=value1&key2=value2)
4. URL encode the values
5. Replace any ‘+’ characters with ‘%20’
6. Append your secret key: &key=${secretKey}
7. MD5 hash the entire string
8. Convert to uppercase

That’s your signature.

Why This Matters

Random API keys can leak. They get committed to GitHub. They end up in logs.

Signature-based auth means even if someone intercepts your request, they can’t replay it without your secret key.

Request Format

All requests use standard HTTP methods:

• POST for creating resources
• GET for retrieving data
• PUT for updating resources
• DELETE for removing resources

Content type: application/json

Nothing fancy. Standard REST principles.

Response Structure

Every response includes:

{
  "code": 200,
  "message": "Success",
  "data": {
    // Your actual data here
  }
}

Error Codes You’ll Actually See:

• 40002 – You sent bad parameters. Check your request.
• 10006 – The object doesn’t exist. Wrong card ID probably.
• 20001 – Insufficient balance. Fund your account.
• 40005 – Signature error. Your auth is wrong.

No cryptic errors. Clear messages. Easy debugging.

Integration Example (The Fast Way)

Let’s create a card. Real code.

Step 1: Prepare Your Parameters

const params = {
  cardType: 'US_VISA',
  amount: 100,
  timestamp: Date.now(),
  nonce: generateRandomString()
};

Step 2: Generate Signature

function generateSignature(params, secretKey) {
  // Sort parameters alphabetically
  const sorted = Object.keys(params)
    .sort()
    .reduce((acc, key) => {
      acc[key] = params[key];
      return acc;
    }, {});

  // Create query string
  const queryString = Object.entries(sorted)
    .map(([key, value]) => {
      const encoded = encodeURIComponent(value).replace(/\+/g, '%20');
      return `${key}=${encoded}`;
    })
    .join('&');

  // Append secret key
  const stringToSign = `${queryString}&key=${secretKey}`;

  // MD5 and uppercase
  const signature = md5(stringToSign).toUpperCase();

  return signature;
}

Step 3: Make the Request

const signature = generateSignature(params, YOUR_SECRET_KEY);

const response = await fetch('http://api.vcc.agency/card/create', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    ...params,
    sign: signature
  })
});

const result = await response.json();

if (result.code === 200) {
  console.log('Card created:', result.data);
} else {
  console.error('Error:', result.message);
}

Done. You just created a virtual card programmatically.

Common Integration Scenarios

Scenario 1: SaaS Platform with Per-User Cards

You’re building a platform where each user needs their own card.

The PIKABAO Way:

1. User signs up on your platform
2. Your backend calls PIKABAO API to create a card
3. User gets instant access to their virtual card
4. They fund it through your interface
5. You monitor transactions via API

No manual intervention. Fully automated.

Scenario 2: Ad Agency Managing Multiple Campaigns

You run 50 Facebook ad campaigns. Each needs its own card for budget control.

The PIKABAO Way:

1. Create a card for each campaign via API
2. Set spending limits programmatically
3. Monitor spending in real-time
4. Automatically top up cards when balance gets low
5. Generate spending reports from transaction data

Your accountant will love you.

Scenario 3: Subscription Management Service

You help users manage their subscriptions with dedicated cards.

The PIKABAO Way:

1. User adds a subscription to track
2. Your app creates a dedicated PIKABAO card
3. User uses that card only for that subscription
4. They can pause/cancel by freezing the card via your interface
5. Full transaction history available through API

Better than any subscription tracking app out there.

Security Best Practices (Don’t Skip This)

Store Your Secret Key Properly

Environment variables. Not in your code.

Never commit it to GitHub. Use secrets management.

Validate Webhook Signatures

If you’re using webhooks, always verify the signature.

Don’t trust incoming data blindly.

Use HTTPS in Production

The API endpoint is HTTP, but your application should use HTTPS.

Encrypt the connection on your end.

Implement Rate Limiting

Don’t hammer the API with requests.

Reasonable rate limits prevent issues and keep your integration stable.

Log Everything (But Safely)

Log API requests and responses for debugging.

But redact sensitive data. Don’t log full card numbers or CVVs.

Why PIKABAO’s API Beats the Competition

Most virtual card providers have terrible APIs.

Here’s what makes PIKABAO different:

Actually Works

Simple REST endpoints. No weird authentication schemes. No SDK required.

You can integrate in an afternoon, not a week.

Real-Time Everything

Card creation is instant. Balance updates are immediate. No delays.

Clear Documentation

No 50-page PDFs. No outdated examples.

Clear, working code samples that actually run.

Responsive Support

Get stuck? Telegram support responds fast.

Not some ticket system where you wait days.

Competitive Pricing

No API call fees. No hidden charges.

Just the standard card fees. Use the API as much as you need.

Start integrating PIKABAO API →

Getting Your API Credentials

Simple process:

1. Register at https://t.me/pikabaobot?start=0d0e6a13-e
2. Complete basic verification
3. Contact support on Telegram to request API access
4. Receive your API credentials (App ID and Secret Key)
5. Start building

Usually takes less than 24 hours for API approval.

Full API Documentation

Complete technical reference: https://www.showdoc.com.cn/apiVcc/10676037554652442

Includes:

• All endpoint details
• Request/response examples
• Error code reference
• Webhook documentation
• Code samples in multiple languages

Testing Your Integration

Sandbox Environment

Test your integration without spending real money.

Request sandbox credentials from support.

Common Testing Checklist

• ✓ Card creation works
• ✓ Balance queries return correct data
• ✓ Funding transactions process
• ✓ Error handling catches all error codes
• ✓ Signature generation is correct
• ✓ Timeout handling works
• ✓ Webhook verification functions properly

Test thoroughly before going live.

Support and Contact

Technical Support:
Telegram: @LKJ118

Developer Community:
Telegram Channel: t.me/LKJ1188

API Issues:
Email: [email protected]

Real humans. Fast responses. No bot hell.

The Bottom Line

You need virtual cards at scale. Manual management is dead.

PIKABAO’s API gives you:

• Instant card creation
• Full programmatic control
• Real-time data
• Simple integration
• Actual support when you need it

Stop wasting developer time on manual processes.

Automate your virtual card operations today.

Get API access now →

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